in recent years, with the return shipping insurance, insurance and other internet account security property insurance products "shine", the Internet insurance has gradually diversified, the aviation insurance delays, food quality guarantee insurance, insurance, hotel unsubscribe journey cancellation insurance, domestic cargo transportation insurance mark.
according to the Securities Daily reporters get a data show that in August this year, the Internet property insurance premium income 2 billion 881 million yuan. Among them, the insurance premium income of 1 billion 981 million yuan, accounting for 68.75% of the Internet insurance premiums; non auto insurance premium income of 900 million yuan, accounting for 31.25%. Although the leader is still the Internet auto insurance property insurance policy, but from the number, the highest monthly sales in August, is an online shopping return shipping insurance, a monthly sales of 1 billion, and a premium of only 0.43 yuan.
PC official website premium accounted for 65.69%
According to the
Chinese Insurance Industry Association released the latest in August, the Internet and telephone sales of property insurance data show that as of the end of August 2016, 75 homeowners insurance companies, 54 companies have launched Internet insurance business. August single month, the Internet property insurance premium income 2 billion 881 million yuan. Among them, the insurance premium income of 1 billion 981 million yuan, accounting for 68.75% of the Internet insurance premiums; non auto insurance premium income of 900 million yuan, accounting for 31.25%.
in 2016 1-8 months, the cumulative internet property insurance premium income of 35 billion 904 million yuan, accounting for insurance companies 1-8 month cumulative premium income 603 billion 48 million yuan (China CIRC data) 5.95%, year-on-year negative growth of 26.30%, the insurance premium income of 30 billion 24 million yuan, accounting for 83.62%; non Auto insurance premium income of 5 billion 880 million yuan, accounting for 16.38%.
from the channel, this year 1-8 month, the insurance company through the PC website to achieve total premium income 23 billion 585 million yuan, accounting for 65.69%. At the same time, through the mobile terminal (APP, WAP and WeChat etc.) to achieve total premium income of 4 billion 351 million yuan, accounting for 12.12%, of which mobile APP premium 1 billion 789 million yuan, the official website of mobile phone through the mobile WAP premium 1 billion 607 million yuan, 955 million yuan premium through WeChat platform. In addition, through the insurance professional intermediaries to achieve a total premium income of 2 billion 174 million yuan, accounting for more than 6.06%, through the implementation of the platform to achieve a total premium income of $5 billion 207 million to $third, accounting for 14.50%.
overall, the insurance company’s proprietary network platform, auto insurance still occupy an absolute advantage. While the insurance professional intermediaries premium income structure is mainly based on the meaning of health insurance, while the third party network platform presents a comprehensive model of insurance, health insurance and other forms of integrated average development.