31SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Myriam DiGiovanni After writing for Credit Union Times and The Financial Brand, Myriam DiGiovanni covers financial literacy for FinancialFeed. She is also a storytelling expert and works with credit unions to help … Web: www.financialfeed.com Details There’s so much to celebrate during the holiday season. In addition to the time with friends and family, the holidays can also deliver surprise gifts of green, as in cash and bonuses.If you are fortunate enough to receive a holiday bonus, take a moment to enjoy planning how to spend your windfall. But this year, instead of just buying stuff, use your bonus as an opportunity to rethink how you spend. Focus on what you value most, and then use your goals and dreams as a spending guide.Here’s three ways to do that.Invest in yourself: Throughout the year, we tend to put others’ needs before our own. An unexpected windfall could be your chance to finally get that online certification or attend a leadership workshop you’ve had your eye on. Perhaps you wanted to take a cooking class or kickboxing lessons. Or, maybe time is what you need most – so, use your bonus to pay someone else to clean your house. Whatever it is, an investment in yourself will always pay off in the short and long-term.Plan ahead: Use the extra money to finally start that emergency fund, vacation fund and/or holiday fund you’ve resolved to open every year, but never have. Maybe the extra money can go even further by using it to fund your HSA (hello, tax benefits!) or boost your retirement savings. No matter what, getting a jumpstart on New Year’s goals will set the tone for a successful and empowered 2019.Pay your debts: Okay, making a big payment on a credit card isn’t what normally comes to mind when thinking “fun,” but never underestimate the joy that can be derived from alleviating financial stress. And, paying down debt will result in a higher credit score, which will get you a better loan rate if you’re planning to buy a new car or home this summer – shopping for a nicer car or home is definitely fun! And remember, it doesn’t have to be eitherpay your debts orinvest in yourself. You can split your bonus and do both. When it comes to paying down debt, every little bit helps.
Eugenie Bouchard’s bid for Australian Open spot ends in qualifying Japeth Aguilar wins 1st PBA Finals MVP award for Ginebra Ginebra beats Meralco again to capture PBA Governors’ Cup title Tom Brady most dominant player in AFC championship history “We were looking forward to stringing up wins. This is a good development for us trying to stay alive and survive,” NLEX coach Yeng Guiao said after drawing twin digits from five players and making do with a short-handed cast.Philip Paniamogan scored 25 points, 17 of them coming in the third frame, to lead the Road Warriors, who won a second straight game and improved to 4-5.Blackwater formally bowed out of contention after taking its eighth loss in 10 games.Poy Erram scattered 20 points, as Kenneth Ighalo and Bong Galanza pumped in 18 and 17, respectively, to fill the void left by Larry Fonacier and Jansen Rios who are both sidelined with injuries.Sports Related Videospowered by AdSparcRead Next Trending Articles PLAY LIST 00:50Trending Articles05:02SEA Games 2019: Philippines clinches historic gold in women’s basketball06:27SEA Games 2019: No surprises as Gilas Pilipinas cruises to basketball gold02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award Rogue cops marked as Gamboa’s targets in his appointment as PNP chief LATEST STORIES Don’t miss out on the latest news and information. Gretchen Barretto’s daughter Dominique graduates magna cum laude from California college Photo by Tristan Tamayo/INQUIRER.netComing up with a brilliant all-around effort that has been his trump card, Scottie Thompson saved Barangay Ginebra from imploding on Sunday night, leading the Gin Kings to a classic 97-93 overtime triumph over Magnolia in the PBA Philippine Cup before a loud, jam-packed gallery at Smart Araneta Coliseum.The crafty guard had a hand in six of the Kings’ last seven points as Ginebra survived the loss of a nine-point lead late in regulation to rise to 5-3 and stay in the running for the second twice-to-beat privilege in the first round of the playoffs.ADVERTISEMENT MOST READ “LA was having his night. The players were talking about it (Saturday) night,” Cone said. “We wanted to make it a memorable one trying to get out with a win for him.”In playing his 597th straight game, Tenorio, who finished with 10 points and eight assists, dethroned Alvin Patrimonio for the most consecutive games played to become the league’s new Ironman.“We knew Magnolia was desperate for a win,” Cone said of the Hotshots, who dropped to 3-5 and are still a long way’s away from a playoff berth.It was the second straight win for the Kings, who will be clashing with an equally hot team in NLEX next.“It’s tough to ply teams with great momentum like that,” Cone said of the Road Warriors, who destroyed the Blackwater Elite 122-101, in the curtain-raiser.ADVERTISEMENT Will you be the first P16 Billion Powerball jackpot winner from the Philippines? “Scottie was spectacular all-game long,” coach Tim Cone said in praise of his 6-foot-2 guard, who finished with 27 points, 11 rebounds, and five assists in 41 minutes coming off the bench.Magnolia point guard Jio Jalalon hit 20 of his 22 points in the second half, including a pull-up trey in the final 4.2 seconds of the fourth frame that forced extension at 85-all.FEATURED STORIESSPORTSGolden State Warriors sign Lee to multiyear contract, bring back ChrissSPORTSCoronation night?SPORTSThirdy Ravena gets offers from Asia, Australian ball clubsBut instead of yielding momentum after bungling a formidable lead inside the last two minutes, the Kings held fort with Thompson leading them.And it sort of spoiled the night Cone said he actually wanted to be LA Tenorio’s. Phivolcs: Slim probability of Taal Volcano caldera eruption Bacoor seals playoff clash with Davao Occidental Ginebra beats Meralco again to capture PBA Governors’ Cup title View comments